Drive Forward Program

Drive away with as little as $499 down.*

Past credit trouble doesn’t have to decide what you drive next. Tell us a little about yourself and we’ll show you what you may qualify for.

  • Hundreds of vehicles priced below market average
  • Lenders that look beyond your credit score
  • Family owned in the East Valley since 1927

See what you qualify for

Takes about 60 seconds. No credit check to submit.

Your information stays with Bill Luke SanTan. We don’t sell it.

Thanks! We’ve got your info.

A member of our team will reach out shortly. Want to move faster? Call us at (480) 530-4062.

How it works

Three simple steps, and you’re on your way.

Tell us about you

Fill out the quick form above. It takes about a minute and doesn’t touch your credit.

We find your options

We work with lenders who look at your income and job history, not just your score.

Pick your vehicle

Choose from vehicles that fit your approval, with as little as $499 down.*

Why buy from Bill Luke SanTan

More car for your money

Hundreds of vehicles priced below market average, so your budget goes further.

Upfront pricing

Competitive prices from the start. No haggling, no games.

Honest answers

We’ll tell you exactly where you stand, even if it’s not what you hoped to hear.

Family owned since 1927

Nearly 100 years of treating Arizona drivers the right way.

Common questions

Can I get approved if my credit isn’t great?

Many of our customers come to us with past credit challenges. We work with lenders who look at the bigger picture, including your income, job history and down payment. Approval isn’t guaranteed, but the only way to know your options is to check.

Will filling out this form affect my credit score?

No. This form doesn’t run your credit at all. We’ll only check credit later, with your permission, when you’re ready to move forward.

Is $499 really all I need down?

For approved buyers, down payments start as low as $499.* Your exact down payment depends on your credit, income, the vehicle you choose and the lender. We’ll give you the real numbers upfront.

What should I bring when I come in?

Usually a valid driver’s license, recent pay stubs or proof of income, proof of residence (like a utility bill) and your down payment. If you have a trade-in, bring the title or your loan payoff information.

Can I trade in a car I still owe money on?

Often, yes. We can usually pay off your current loan as part of your purchase. Just bring your lender’s name and payoff amount.

Ready to drive forward?

It takes about a minute to see what you may qualify for.